Budgeting Packet

Saving is not just taking money and putting it in a spot. Like a binder, the bank, or even a shoe box. When you start to save you need to budget as well. So I have put together a budgeting packet that can help you monthly document and keep track of where your money goes and how you spend it. I also added a couple of extra things like some challenges to help you save, and a no spend challenge. I tried to make sure that everything is easy to understand. Please understand that this packet is to help you budget and Save, it was not created to discourage you. I believe that everyone can use this and be successful.